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2012 Resolution Statistics

Rank Top 10 New Years resolutions for 2012
Lose Weight
Getting Organized
Spend Less, Save More
Enjoy Life to the Fullest
Staying Fit and Healthy
Learn Something Exciting
Quit Smoking
Help Others in Their Dreams
Fall in Love
Spend More Time with Family
News Years Resolution Statistics Data
Percent of Americans who usually make New Year’s Resolutions 45%
Percent of Americans who infrequently make New Year’s Resolutions 17%
Percent of Americans who absolutlely never make New Year’s Resolutions 38%
Percent of people who are successful in achieving their resolution 8%
Percent who have infrequent success 49%
Percent who never succeed and fail on their resolution each year 24%
People who explicitly make resolutions are 10 times more likely to attain their goals than people who don’t explicitly make resolutions
Type of Resolutions (Percent above 100% because of multiple resolutions) Data
Self Improvement or education related resolutions 47%
Weight related resolutions 38%
Money related resolutions 34%
Relationship related resolutions 31%
Age Success Rates Data
Percent of people in their twenties who achieve their resolution each year 39%
Percent of people over 50 who achieve their resolution each year 14%
Length of Resolutions Data
Resolution maintained through first week 75%
Past two weeks 71%
Past one month 64%
Past six months 46%

These statistics are from Statistic Brain.

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Saving for the New Year with a 401(k)

saving moneyEvery New Year millions of Americans resolve to save money. Every April millions of Americans file their taxes and look for ways to keep more money in their pockets. One way to accomplish both these feats is through a 401k plan. As published on

Investing money through your 401(k) plan gives you the benefit of tax-deferred saving. This lets you increase your take home pay and decrease your current taxable income. Remember though, your pre-tax contributions are not tax-free; they’re tax-deferred, which means that you don’t pay income tax on this money until you withdraw it from the plan (which should be at retirement, when you may be in a lower tax bracket). Take a look at a hypothetical chart to see how contributing to the plan compares with saving outside the plan (in an ordinary savings, or other taxable account).

Pre-tax savings in the plan

Saving in a taxable account outside of the plan

Annual gross salary



6 percent of pay before-tax contribution


Taxable pay



Less a hypothetical 27 percent Federal income tax



6 percent regular annual savings in a taxable account outside the plan (from gross salary)


Take home pay



Annual difference in take home pay


*This hypothetical example is for illustrative purposes only. Taxes on pretax plan contributions as well as any earnings will be due at the tax rates in effect at the time you withdraw from your plan account.

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